Vendor Insurance for Festivals & Fairs
4.8/5 on
- Flexible Policy Options
- Instant Proof of Insurance
- Manage Policies Online 24/7
Who Festival Vendor Insurance Is For
Artists & Crafters | Beauty & Body Vendors | Cannabis Vendors | Concessionaires & Food Vendors | DJs | Entertainers | Exhibitors | General Vendors | Liquor Vendors | Photographers & Videographers | Pop-Up Vendors
What Is Festival Vendor Insurance?
Festival and fair vendor insurance provides general liability coverage that can help safeguard your business when selling products and services at festivals, fairs, and other events.
It’s designed to protect artists, concessionaires, businesses, and street vendors from third-party injuries and property damage caused to the venue, attendees, or other booths. It’s built to help cover the cost of medical bills, repairs, or legal fees for accidents your business causes during the event.
How Much Does Fair Vendor Insurance Cost?
Fair and festival vendor insurance costs start at $49 per event with Insurance Canopy*. It provides short-term coverage for 1–3 days and can protect your gear for an additional $54 with optional theft and damage coverage.
Attending more than one event? Get an annual policy for as little as $18.50 per month** and enjoy year-round coverage for your business. The type of fair, the number of other vendors, or the number of festival-goers will not increase the price of your premiums — we only account for the amount of coverage you need.
Factors that impact your cost include the length of coverage, the type of policy, and additional optional coverages you select.
* The lowest pricing is based on Arts and Crafts policies.
**$18.50 per month pricing is based on DJ and Entertainers policies.
What Does Festival Vendor Insurance Cover?
Insurance Canopy policies include vendor general liability insurance, which helps cover third-party injuries or property damage caused by your booth or business. With a standard vendor insurance policy, you typically have coverage for:
✅ Slips, Trips, and Falls
✅ Weather-Related Incidents
✅ Damage to Rented Spaces
✅ Out-Of-State Events
✅ Multiple Events*
Some vendors may need specialty coverage for their services or want additional coverage while attending events. Our annual policies offer:
➕ Product Liability Coverage: to help cover medical and legal costs due to injuries, illnesses, or damages caused by the products you sell
➕ Professional Liability Insurance: designed to help cover claims that a mistake or oversight in your services caused a client harm
➕ Tools and Equipment (Inland Marine) Coverage: can help pay to repair or replace your gear if it’s damaged or stolen
➕ Cyber Liability Insurance: designed to help you and your customers recover from cyber attacks and data breaches
* Depending on the length of coverage and if the events occur during your coverage period.
General Liability Limit (Aggregate)
This is the maximum amount your policy may pay over the policy period if someone is injured or something is damaged due to an accident at your booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured, or something is damaged due to your vendor booth or exhibiting location.
$1,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Optional Coverages
Theft and Damage Coverage (Per Claim/Aggregate)
$2,000 / $2,000
Theft and Damage Coverage Deductible
$ 250
1–3 Days
$49
7 Days
$99
Up to 90 Days
$149
Theft and Damage Coverage
+$54
General Liability Limit (Aggregate)
This is the maximum amount your policy may pay over the policy period if someone is injured or something is damaged due to an accident at your vendor booth or exhibiting location.
$2,000,000
General Liability Limit (Per Claim)
This is the total amount your policy may pay for each individual claim where someone is injured, or something is damaged due to your booth or exhibiting location.
$1,000,000
Products & Completed Operations Aggregate
This is the total amount your policy may pay out over your total policy period if someone is hurt or something is damaged because of the goods or products you sell, even after you’ve handed them off.
$2,000,000
Damage to Premises Rented to You
If you rent a space and accidentally damage it or what’s inside, this is the total amount your policy may pay. For the first seven (7) days of your policy, you’re covered for all kinds of damage. After that, it only covers fire-related damage.
$300,000
Medical Expense Limit
If someone gets hurt because of your business, this helps cover their medical bills, no matter who was at fault.
$5,000
Personal & Advertising Injury
This is the total amount your policy may pay out over your total policy period, where someone says you hurt their reputation or violated their rights (i.e., libel, slander, advertising mistakes)
$1,000,000
Optional Coverages**
Theft and Damage Coverage (Per Occurrence/Aggregate)
$5,000 / $10,000
Theft and Damage Coverage Deductible
$250
**Additional optional coverages may be available on specific annual business insurance policies.
-
They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026 -
Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026 -
Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026 -
Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026 -
Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025 -
Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025 -
So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025
-
They provided clarity on the importance of insurance for a first time business owner in the cleaning space and provided clear insight next steps and options for coverage.
Evergreen Multiservices
February 2, 2026Extremely user friendly website, super affordable and very little time needed to apply.
Carl Sari
January 31, 2026Excellent company, Great service, the best!!!
Claudina Adams
January 15, 2026 -
Super affordable insurance for a small business like myself super happy to be able to provide this to my customers really helps of landing more gigs
Alex
January 5, 2026Really went the extra mile to find the appropriate coverage for my business.
Daisy B
January 2, 2026Canopy provided escatly what I neede to book the gig, and at a very affordable price.. Thank You!
Andy Anderson
December 22, 2025 -
Easy. Convenient. Trustworthy. Came thru in a moments notice
Eddie K
December 19, 2025Affordable liability insurance for DJ's. Easy to set up and understand. I've been with them for several years and am happy with their service.
Peter Flessas
December 14, 2025So easy to sign up. I hope I never have to use the insurance portion but most hotels require it for corporate gigs
Yuri Gonzalez
December 11, 2025 -
This company is great. They are very helpful and they have great prices for insurance options that cover what you need!
Jacob Serrano
December 6, 2025Great experience, quick and easy to understand with what I needed for my business. Highly recommend!
FrankLynn Rae
October 28, 2025Very helpful customer service! Prompt, punctual, effective! No bots or long waits to get assistance.
Maria Ciccone
October 19, 2025 -
Canopy insurance has made affordable, band insurance needed for major venues. Thank you for your fast and easy service Stan Zizka's Del Satins
stan zizka
October 5, 2025Getting a vendor policy was quick and fairly priced compared to other quotes.
Kristine Fullerton
October 3, 2025Thank you so much
Steve Monreal
July 11, 2025 -
I needed a portable policy as a yoga instructor. I found this company in an online search. Called and got details from them, was quite surprised at how affordable... Read More
Jamie Calaway
July 4, 2025Very easy & quick experience. We got insurance in no time with no hassle. Thank you!
Robert Earnest
July 4, 2025I am glad I went with them. I needed a last minute policy to cover an event I was doing and they had exactly what I needed at a... Read More
Deloris Pacheco
June 27, 2025 -
Very easy to renew policy
Elyce Nissinoff
June 18, 2025Representative Sarah was very helpful. Walked me through every step and not to mention the price even matched the service! Would recommend to any and everyone.
queenkiam
June 18, 2025Would have 5 starts, but not right now. This is the first time I have ever had to pay for an additional insured ever in 20 year's. They either have... Read More
Anthony Burgess
June 18, 2025 -
Very user friendly platform. Multiple options. Very good pricing. Needed liability insurance in order to secure a very good paying event for my solo tribute show. Was set up within... Read More
Michael Riley
June 18, 2025Needed DJ insurance for Memorial Day weekend & was squared away within an hour for 2 events! Highly recommend
Jay Solis
June 18, 2025What a lovely experience I had with Insurance Canopy! Easy and fast sign up, great policy, matches my needs as a self-employed business owner. Highly recommend!
Masha Rusanov
June 18, 2025 -
great little company, with fair pricing, for entertainers who need occasional coverage. however, they have long hold times to speak to an agent, and their customer service left a little something... Read More
Gretje Angell
June 18, 2025Provides event insurance at a very reasonable price compared to other companies. Easy to purchase and provide proof of insurance.
David Fox
May 18, 2025They can help.you with the right Insurance you need, and the lowest price
Alvaro Baltazar
May 18, 2025 -
everything is excellent
Radames Martinez
May 18, 2025Extremely affordable event insurance and an easy to work with system and team that will advise you every step of the way!
Ishan Arvin
May 18, 2025Affordable for dance & yoga folk. Thumbs up!
Maia Claire
May 18, 2025
Get short-term or annual fair vendor insurance quicker than you can set up your table. Secure coverage, download your COI, and meet venue requirements in minutes.
What Kind of Insurance Do Festival Vendors Need?
Festival vendors typically need general liability insurance to meet event requirements and cover common claims, like third-party injuries or property damage.
Some businesses, including food and alcohol vendors, need other types of vendor insurance to protect against risks unique to their industry. These coverages include:
- Product liability: Helps protect your business from claims of injury, harm, or damages related to your products or food
- Commercial auto: Insures your vehicle for damages and third-party injuries that happen while driving for work
- Workers compensation: Required by most states to help cover employee injuries or illnesses that happen on the job
- Professional liability: Helps cover damages or errors related to your professional services
- Liquor liability: Designed to protect businesses selling or serving alcohol at events as a regular part of their operations
- Cyber liability: Can help you and your customers recover from a cybercrime involving your business, like a data breach
- Inland marine: Insures your movable gear and equipment for third-party theft or damage incidents
Insurance Canopy helps festival vendors find coverage for single events, busy seasons, and year-round selling. Get general liability coverage for one event, or explore annual policy options that help protect your business, products, and more.
Insurance Canopy offers A-rated insurance for a wide range of vendors that meets event requirements without breaking the bank.
We know vending at a festival is hard work, and prep time is often limited. That’s why we offer affordable, customizable vendor insurance policies that make it easy to get covered, secure your COI, and focus on the big day ahead.
- Quick Online Checkout Process
- Instant Certificate of Insurance (COI)
- Customizable Coverage for 1-90 Days
- 24/7 Access to Your Policy Documents
FAQs About Fair & Festival Vendors Insurance
Do I Need Insurance to Participate in a Fair or Festival?
Yes, you typically need vendor insurance to participate in a fair or festival. Even if it is not required by the event venue, festival vendor insurance can help cover the cost of third-party accidents you may be held liable for.
Can I Get Single-Event Vendor Insurance?
Yes, you can get single-event vendor insurance with Insurance Canopy. With this policy, you can have coverage for a single fair or festival for up to 90 days.
How Quickly Can I Get A Certificate of Insurance (COI)?
You can get a Certificate of Insurance (COI) in 10 minutes or less when you buy a policy online with Insurance Canopy. Once your purchase is complete, you can instantly access your certificate online and download as many copies as you need.
How Do I Add Additional Insureds to Festival Vendor Insurance?
You can add additional insureds to a festival vendor insurance policy during the purchase process, or by logging in to your online Insurance Canopy account, clicking on “Add Additional Insureds,” and providing their information.
A small one-time fee may apply, and a copy of your policy will be automatically sent to the additional insured’s email address you supply.
Still have questions regarding our policies? Feel free to reach out to our licensed insurance agents. We are available Monday through Friday from 8am–8pm ET.
Has a close call at a busy event ever made you wonder, “What
If you sign up as a vendor at a market or get hired
Vendor insurance coverage can sound complicated, but here at Insurance Canopy, we try